Loan Repayment Programs

Pay off your student loans while making a big impact!

Photo credit: Matt McCullough

Loan Repayment Eligibility Calculator

Use our eligibility calculator to find out what loan repayment programs you may qualify for.

Health Care Workforce Financial Assistance Program

Learn about the Health Care Workforce Financial Assistance Program

Rural Physicians Loan Repayment Program

Learn about the Rural Physicians Loan Repayment Program

National Health Service Corps

Learn about N.H.S.C.

Educational loan repayment programs

PCRH administers loan repayment programs in Utah to assist healthcare providers in paying off their student loans while working in rural and/or underserved parts of Utah. 

  • Loan repayment programs incentivize talented providers to stay in Utah.
  • Programs accept applications from medical, behavioral, and oral healthcare providers.
  • PCRH works with hospitals and clinics in rural and underserved areas of Utah to help them recruit and retain practitioners.
  • Financial support ranges from $15,000 - $120,000. 
  • Awards are available for full-time and part-time providers.

Compare programs




Loan repayment comparisons


Health Care Workforce Financial Assistance Program (HCWFAP)

Rural Physicians Loan Repayment Program (RPLRP)

National Health Service Corps (NHSC)

Total value possible

$120,000

$120,000

$100,000

Award amount*

Between $30,000 and $75,000

$40,000

$100,000

Site match

20%

100%

 None

Service Commitment

3 years

2 years

2-3 years

1-year extension available

Yes

Yes

Yes

Application deadline

Open year-round

Open year-round

Spring

Application window

Within 18 months of employment start date

Within 18 months of employment start date

None

Eligible sites

HCWFAP-approved sites

Rural Utah hospitals

NHSC-approved sites

Health Professional Shortage Area (HPSA) score requirement

HPSA score required

No HPSA score required

Score must be competitive

*Amount before site match

Presentations available

College and University faculty may reach out to request a presentation about Utah's loan repayment program. Presentations last up to 30 minutes and provide students with information about loan repayment and career opportunities for when they enter the healthcare workforce.


Public Service Loan Forgiveness

Do you still have student loans even after participating in Utah's loan repayment programs? Consider signing up for the Public Service Loan Forgiveness (PSLF) program. You can have your student loans forgiven by serving at a non-profit or government agency for 10 years and making 120 payments to your student loans.

You can make an impact!


“Student loans are a mental weight from the time they are taken out until they are paid off. Despite the education being far worth the cost, they still influence every decision and cause stress at every life change. Knowing that I have help to pay them off has been a huge relief and motivated me to continue serving my patients while enjoying my job.” 
Ashley Jensen, Physician Assistant at Exodus Healthcare Network, and loan repayment recipient

Visit the PCRH blog to read stories from providers serving in Utah's communities.

Program contact info

Rachel Devine
Workforce Development Specialist 
801.230.6570
[email protected]

Codes and rules

Read about the codes and rules that govern this program.

Learn about Utah's codes and rules